Cash Collateral Program

The SSBCI 2.0 Cash Collateral Program assists eligible small business borrowers having difficulty getting approved for loans due to a shortfall in collateral. This program establishes pledged cash collateral accounts with participating lenders to enhance the loan collateral coverage for these borrowers. These collateral deposit accounts are established on an individual loan basis with the intent to mitigate a portion of the bank’s risk, in turn providing financial assistance to small business owners on acceptable terms and conditions.

SSBCI 2.0 Cash Collateral Program Fact Sheet 
SSBCI Cash Collateral Program Application (Borrower)
SSBCI Cash Collateral Program Application (Lender)