Virginia Small Business
Financing Authority
Helping Virginia Businesses Access the Capital They Need to Grow
The Virginia Small Business Financing Authority (VSBFA) is the financing arm of the Virginia Department of Small Business and Supplier Diversity (SBSD). For more than 40 years, VSBFA has helped businesses, nonprofit organizations, and lenders across the Commonwealth access financing that supports growth, expansion, job creation, and long-term economic impact.
VSBFA offers a variety of financing programs designed to help businesses move forward when traditional funding options may not fully meet their needs. These programs include direct loans, support for commercial lenders, bond financing, and investment-related programs that can help businesses secure the resources needed to start, grow, expand operations, purchase equipment, improve facilities, or pursue new opportunities.
Whether you are a small business owner looking for financing options or a lender seeking additional support for a business loan request, VSBFA works to help bridge funding gaps and create pathways to growth throughout Virginia.
To learn more about available programs or discuss your financing needs, contact VSBFA at 804-786-1049 or connect directly with a member of our team through the staff directory.
Learn More About These VSBFA Programs:

Loan Programs for Small Businesses
VSBFA offers direct financing opportunities for businesses that may not qualify for traditional lending alone and programs that work alongside commercial lenders by helping bridge financing gaps.
Learn More About Loan Programs

Credit Support Programs for Lenders
VSBFA credit support programs help small businesses access financing by reducing risk for lenders when additional support is needed to approve a loan request.
Learn More About Credit Support Programs

Venture Capital Programs
Through partnership with other Virginia organizations, these venture capital programs are designed to support innovation-driven businesses and create long-term economic impact in Virginia.
Learn More About Venture Capital Programs

Bond Programs
Qualifying manufacturers and nonprofit organizations may access both taxable and tax-exempt bond financing to support eligible projects and other long-term capital needs.
Learn More About Bond Programs

Grant Programs
Grants can provide valuable funding opportunities for small businesses, especially when paired with other financing sources to support growth, expansion, or specialized business needs.
Learn More About Grants
VSBFA Directory and Resources
VSBFA Staff Contact Information
Find the right contact for your inquiry.
Visit the Directory
VSBFA Board of Directors
See the leadership that shapes VSBFA.
Visit the Board Directory
VSBFA Board Meetings
Learn about Board meeting dates and minutes.
See Meeting Information
Virginia Bankers Association
Partners in financial strength and advancement .
Visit the VBA